1. Introduction

Welcome to Modern Calculator ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our calculator services (the "Service").

We are committed to protecting your privacy and ensuring you have a positive experience on our website and in using our products and services.

2. Information We Collect

2.1 Information You Provide

Our calculators operate entirely in your browser. Any calculations you perform (mortgage amounts, BMI data, financial information, etc.) are processed locally on your device and are not transmitted to our servers or stored by us.

2.2 Automatically Collected Information

When you visit our website, we may automatically collect certain information, including:

• IP address and general location information
• Browser type and version
• Device information (type, operating system)
• Pages visited and time spent on our site
• Referring website information
• Date and time of your visit

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Remember your preferences and settings
• Analyze site usage and improve our services
• Provide personalized content and advertisements

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our calculator services
• Improve and optimize our website performance
• Analyze usage patterns to enhance user experience
• Detect and prevent fraud and abuse
• Comply with legal obligations
• Communicate with you about updates or changes to our service

4. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our website and conducting our business, provided they agree to keep this information confidential.
• Legal Requirements: We may disclose information when required by law or to protect our rights, property, or safety, or that of our users or others.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

Since our calculators process data locally in your browser, your calculation data never leaves your device, providing an additional layer of privacy protection.

6. Data Retention

We retain automatically collected information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Calculator input data is not stored on our servers and exists only in your browser session.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children's Privacy

Our Service is not intended for use by children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we become aware that we have collected personal information from a child under the age of 13 without verification of parental consent, we will take steps to remove that information from our servers.

9. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ from your jurisdiction.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.