Terms of Service
Last updated: September 7, 2025
1. Acceptance of Terms
Welcome to Modern Calculator ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website and calculator services (the "Service") operated by Modern Calculator.
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.
These Terms apply to all visitors, users, and others who access or use the Service.
2. Description of Service
Modern Calculator provides a suite of free online calculators for financial, health, and lifestyle calculations, including but not limited to:
- Mortgage and loan calculators
- Investment and compound interest calculators
- BMI and calorie calculators
- Dog age calculator
- Other specialized calculation tools
All calculations are performed locally in your browser and are provided for informational and educational purposes only.
3. User Accounts and Conduct
3.1 Account Creation
Currently, our Service does not require account creation. You may use our calculators without providing personal information.
3.2 Prohibited Uses
You agree not to use the Service:
- For any unlawful purpose or to solicit others to unlawful acts
- To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- To infringe upon or violate our intellectual property rights or the intellectual property rights of others
- To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
- To submit false or misleading information
- To upload or transmit viruses or any other type of malicious code
- To spam, phish, pharm, pretext, spider, crawl, or scrape
- For any obscene or immoral purpose
- To interfere with or circumvent the security features of the Service
4. Intellectual Property Rights
The Service and its original content, features, and functionality are and will remain the exclusive property of Modern Calculator and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without our prior written consent.
5. Disclaimer of Warranties
IMPORTANT DISCLAIMER:
THE INFORMATION PROVIDED BY MODERN CALCULATOR ("WE," "US," OR "OUR") ON OUR WEBSITE AND THROUGH OUR CALCULATORS (THE "SERVICE") IS FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. ALL INFORMATION ON THE SERVICE IS PROVIDED IN GOOD FAITH, HOWEVER WE MAKE NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, ADEQUACY, VALIDITY, RELIABILITY, AVAILABILITY, OR COMPLETENESS OF ANY INFORMATION ON THE SERVICE.
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHER, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. WE DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE CONTENT ON THE SERVICE OR THE CONTENT OF ANY WEBSITES LINKED TO THE SERVICE.
6. Professional Advice Disclaimer
NOT PROFESSIONAL ADVICE:
The calculations and information provided through our Service are for educational and informational purposes only and should not be considered as professional financial, medical, legal, or other advice.
Financial Calculators: Results from our mortgage, loan, investment, and other financial calculators should not be considered as financial advice. Always consult with qualified financial advisors, accountants, or other professionals before making financial decisions.
Health Calculators: BMI, calorie, and other health-related calculations are for informational purposes only and should not replace professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider.
All Calculators: Individual circumstances vary, and professional consultation is recommended for decisions based on calculator results.
7. Limitation of Liability
LIMITATION OF LIABILITY:
IN NO EVENT SHALL MODERN CALCULATOR, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY:
- Errors, mistakes, or inaccuracies of content and materials
- Personal injury or property damage, of any nature whatsoever, resulting from your use of the Service
- Any unauthorized access to or use of our servers and/or any personal information stored therein
- Any interruption or cessation of transmission to or from the Service
- Any bugs, viruses, trojan horses, or the like that may be transmitted through the Service
- Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted through the Service
- Financial decisions made based on calculator results
- Health or medical decisions made based on calculator results
THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.
8. Indemnification
You agree to defend, indemnify, and hold harmless Modern Calculator and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).
9. Governing Law
These Terms shall be interpreted and governed by the laws of the State of Illinois, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
10. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time.
11. Severability
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
12. Entire Agreement
These Terms constitute the sole and entire agreement between you and Modern Calculator regarding the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Service.